Indiana Lost Vehicle Title

So how do you get a lost car title in the state of Indiana?

Application Process
In Indiana, you apply for a lost duplicate car title through the Bureau of Motor Vehicles. They have a very specific form you can download. You can even get it from our website at cartitles.com.

Identification Requirement
Do you need a valid ID to apply for that title? They want to make sure that you are the legal title owner and that you provide ID to prove that.

Online Application
There’s an online application you can use. They also have a speed title. This is something very rare among the states for duplicate car titles.

Speed Title Service
If you go through their speed title online, they will actually send that by FedEx Ground to your address once it’s done and you send it in.

Receipt of Title
You’ll receive this legal title document from Indiana, and that will evidence your ownership of the vehicle for that particular VIN number.

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Can you get a new VIN# for a Vehicle?

So is it possible to get a new VIN number for a vehicle? First of all, you have to understand that VIN numbers are only issued by the DMV. A person can’t make up a VIN number, a company can’t make up a VIN number; they’re issued by government agencies. The VIN number also corresponds with the vehicle: the type, the year, the series of car, and the history of that particular line.

Standardization of VIN Numbers
Since 1980, VIN numbers are very standardized. They are 17 digits long and they correspond to different manufacturers. Prior to that, it was a little less formal of what the VIN numbers are for. So the reasons that a VIN number is issued has to do with the DMV and a national standardized process for what that VIN number goes with.

Issuance of New VIN Numbers
So if you have a kit car, if you have a vehicle that the VIN number’s been damaged, or a composite vehicle, you may be able to have a VIN number issued. That is only done by the government agency of that state, Department of Transportation, DMV, what-have-you. Depending on the state, you will need very specific documentation for why you need a new VIN number.

Inspection and Documentation
They’re going to inspect the vehicle, they’re going to go through the documentation, and they’re going to make sure that all the component parts of that vehicle are acceptable, first of all individually and also as a group, to make sure it’s safe for the road and that they do correspond to the need for a new VIN number. You can’t just magically make up a VIN number for a vehicle just for a random reason.

Valid Reasons for a New VIN
There has to be a very specific reason: either it was a composite vehicle, the VIN number of that original vehicle was damaged or was removed. And if that’s the case, you may need some other legal documentation. So if you need a new VIN number for the vehicle, make sure you have a good reason why prior to entering into that process with the DMV.

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Lost Vehicle Title for Donated Vehicle

Getting a Duplicate Title for a Donated Vehicle
So how do you get a lost car title for a vehicle that’s a donation to a charity? Usually, the charity recipient will require a title prior to them taking that donated vehicle.

Obtaining a Duplicate Title
If it’s a car that’s in your name that you just lost a document, you can get a duplicate from the DMV and then simultaneously assign that duplicate to the charity.

Non-Existent Title and Charity’s Intent
Also, if the title is non-existent, you want to ask: Will the charity be selling the car? If they’re selling the car, they will need a title. If they’re just going to scrap the car, jump the car, they may not need the same depth of title evidence in order to accept the car.

Ensuring Transfer of Ownership
Make sure that if you’re donating a car, your ownership is extinguished. Make sure that the charity changes it into their name or their buyer’s name right away, or you file an affidavit with the DMV to have your ownership ended.

Potential Liability Issues
Because if not, they could sell that car, and then the buyer can have parking tickets, the car could be towed, or could be involved in an accident, and as long as the title is still in your name, that liability can accrue to you.

Purchasing a Car from a Charity
If you purchased a car from a charity and didn’t get the title or lost it, you may have to go back through the last title owner to find where that duplicate title application can be submitted.

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Car does not have a Title

So what do you do when you have a car that has no title? This is Dave at cartitles.com.

Understanding Car Titles
Oh, what do you do? Well, first of all, every car has a title. It’s just that you may not have that document, that piece of paper, in your hand. Even if you do have that piece of paper in your hand, is it your title? Does it have your name printed on the front? Not is it signed over on the back, but does it have your name printed on the front? Until you have a title that has your name printed by the DMV on the front of the title, the vehicle is not titled in your name.

Legal Ownership
Maybe it’s signed over to you but not legally titled in your name. So the first step is to get that paper title from the last person who owned the vehicle. A title has a name on it. It doesn’t matter if it’s yours or somebody else’s. You have to start with that piece of paper. If it’s not in your name, someone else legally owns that car, and you have to get it signed over to you.

Risks of Not Transferring the Title
There’s a risk in not getting that car signed over to you immediately. If, for some reason, the person who is legally on title goes through bankruptcy, gets a divorce, gets the lawsuit, some creditors may claim that asset and try to collect it back, even if the car is in your possession. Getting that title in your name is very important.

Conclusion
So remember, every car has a title. It just may not be in your hands, in your name, as of yet.

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Bill of Sale only Vehicle Title

So how do you get a title for a car with just the bill of sale? In many cases, a bill of sale is presumed to be ownership of the vehicle. In fact, a bill of sale is just a record of a particular in the history of that vehicle. It just says that this vehicle somebody signed over party A to party B on that vehicle.

Limitations of a Bill of Sale
It doesn’t prove that party A was the owner if party A wasn’t the owner. It doesn’t prove that party B is the owner. It doesn’t even prove that maybe lender C had a loan on the car. So until there’s a title that’s issued, a bill of sale doesn’t prove anything except for on one particular day in history somebody said I’ll give you this car.

Issues with Unverified Ownership
If that person was not the legal owner, then that ownership doesn’t pass to the new person. Because think about it, how would you like it if somebody took your car to your driveway and then signed a bill of sale over to somebody else? They’re not the legal owner, so they can’t; they don’t have the right or authority to sign it over.

Moving from Bill of Sale to Title
So if a bill of sale is the only thing you have, take the next step. Get that changed over into a legal title so you don’t have any question about ownership of the vehicle.

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