What is title recovery? For vehicle title recovery is simply getting you as a person qualified to get a title from the DMV. If the DMV has said no to you, then you need to get title recovery.
DIY vs. Hiring CompaniesIf something you can do yourself, there’s a lot of companies that advertise online that they’ll charge you money to do title recovery, but in most cases, it’s a process you can do yourself going through the right channels in the right process.
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The Importance of a Valid Title DocumentSo what all goes into the process of transferring a vehicle title? First of all, you have to start with a valid title document. You need to make sure that you have a legal title; it’s the most current version, not an old version, and it’s not a replace duplicate.
Proper Execution of the TitleOnce you have that document, you need to do a proper execution, meaning that the legal owner listed on the front has to sign that title over to somebody else. If there’s a lien on the vehicle, even if it’s paid off, it doesn’t matter if the loan amount is zero. It has to be executed that’s paid on that title. In some cases, the lien release and/or the ownership transfer have to be notarized.
Submission to the DMVOnce that’s all done, you have to present it to the DMV. The transfer is not complete until it’s submitted to the DMV, and they issue a new title which supersedes the old title. You got to do that because the owner of the car may have gotten a duplicate, they may have a loan on the car, they may have some other claims against a car that are not reflected.
Completing the TransferGetting that title transfer to the new owner isn’t complete until a new title document is issued with the new ownership name on it. You want to do that as soon as possible because if the prior owner has any legal event in their life – divorce, they die, they have a bankruptcy, they get sued – some debtors or a state can look up their assets and say, “Hey, wait a minute, this car’s in their name. Let’s add it into the estate or let’s add it into the lawsuit.” So you want to get a transfer to your name as possible so you’ll have any conflicts with people who have claims against that vehicle from prior owners.
Well, contrary to popular opinion, a car title is usually not an instant process. The DMV is the only place that can issue a legal title. Nobody can print one, no company can make one, you can’t buy one, you have to get it from a government agency: Department of Transportation, DMV, Department of Revenue, depending on your state.
Legal Document, Not Just PaperIt’s a legal document, it’s like money, and because of that, they don’t leave blank ones laying around at the DMV office. If there’s somebody to throw in a printer and print your name on it because it creates an opportunity for theft or fraud, and it’s outside their control to know what cars have titles printed form.
The Vault: Ensuring SecurityIn most states, they have a secure location they call it the vault that’s off-site. When somebody goes to a DMV office, they type in the information, they send it to the vault. The vault prints out these documents. They have blank legal documents that they print out.
Waiting Periods and Rush TitlesSome states even have a mandatory waiting period so that if somebody’s trying to commit fraud, it doesn’t happen immediately. Somebody can’t just grab a title, sell it real quick. They might have to wait fifteen or thirty days to get that title. Some states allow you to do a rush title if you have certain documentation.
Ensuring Security and Preventing FraudIf you can prove your identity and have notarization or power of attorney, you can do a rush title. But normally you can’t just walk into a DMV office and say I want a new title and get it printed out. There’s a few states that allow that, but most do it off-site to control access to those legal documents in those blank title forms so there’s no fraud and it protects ownership interest in vehicles.
How to Obtain a Replacement Vehicle Title in TexasThese are the instructions for getting a replacement vehicle title for your car if you’re in the state of Texas. Texas has a very simple lost title form you can use. It’s this form right here. You can download it from the Texas DMV or the link is available from our website or also from the link in this video. It’s the best deal for a lost title in the country. It’s only $2.00. With this form, you fill out the form has to be notarized. You mail it to the Texas DMV and they will mail you the legal title to your vehicle.
Texas: A Bonded Title StateTexas is also a bonded title state, meaning that if for some reason you are not the last legal title owner and you need to get a title, you can apply for a vehicle bond.
Easy Court-Ordered Title SystemTexas also has a very easy court-ordered title system, meaning that if you have a lien on the vehicle that’s not clear or you have some prior owner that won’t sign off, you can go through the court-ordered process in order to get a legal title in your name.
Get in TouchIf you have more questions about getting a title for your vehicle in Texas, you can reach us at our website at cartitles.com.
How to Obtain a Replacement Car Title in PennsylvaniaThese are instructions for obtaining a replacement car title for one you’ve lost or been misplaced in the state of Pennsylvania. It’s a good solution to get a title for a vehicle that’s already titled in your name that you just lost that copy. The Pennsylvania vehicle titling is done through the Department of Transportation. They have a form that’s available online through their website. You can download their, you can obtain the link from our website at cartitles.com.
Notarization and Identity VerificationThis form does need to be notarized. They want to verify your identity as the legal title owner to make sure they’re not sending off titles to your car to somebody who doesn’t actually own it. They’re protecting your interest. They also have a very strict lien release policy. Meaning that if there was ever a lien on your car even if you paid it off you bought the car new let’s say in 1990 you paid a five year car loan the bank sent you your title maybe you lost it the Pennsylvania do t need to have a verification that lien was paid off because the bank sent you the title directly they never usually tell Pennsylvania that you paid off that loan so you have to get a lien release document from that lender.
Lien Release ProcedureThey have a very specific form that also needs to be notarized. If for some reason that lenders out of business or you still have the original payoff letter you may be able to use those documents in order to release that lien and get your title once you’re done the Pennsylvania VOT will send you your legal title. Once you have it you can sell the vehicle finance it trade it in whatever you need to do including insurance.
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