So how do you get a replacement vehicle title in Tennessee? Tennessee as a state goes through the Department of Revenue for all title applications.
Application ProcessYou can actually fill in this online form through their website, print it out, and then send it in person or by mail to get the duplicate title. If you are doing it by mail, you will need to send a copy of your ID for them to verify that you are the legal title owner.
Handling LiensIf there was ever a lien on the vehicle, you want to make sure that that lien holder or that Bank provides you with a lien release so that the DMV knows that that lien is paying off.
Receiving the Duplicate TitleOnce that is all done, you’ll receive a duplicate vehicle title document in the mail. It will reference that it is a duplicate document. The original document then will become void, so if you do find that original later, make sure that you don’t try to use that because somebody who presents that to the Tennessee Department of Revenue will find that it’s void and will be rejected.
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So what is involved with a junk car title? Sometimes the vehicle title is marked with some junk designation. It could just say “junk” on it, can say “parts only.” In some cases, it will say “certificate of destruction.” These designations are different from salvage title or repaired title in that a junk title or certificate of destruction normally will mean that the vehicle, it’s like a death certificate; the vehicle is no longer capable of being registered or titled for road use.
Irreversible DesignationsOnce that designation is on the title, it cannot be undone other than some very, very specific scenarios that we may be able to work with you on. But in most cases, it’s designed to be taken apart as a vehicle and not used as a whole car anymore.
If You Purchase a Junk CarIf for some reason you’ve purchased a junked car or certificate of destruction, you want to find out if that was disclosed to you at the time of purchase. If it was not disclosed to you by an auction, you may have some recourse. If you bought it as a private sale, let’s say from Craigslist or Ebay, the recourse may be different through that seller.
Potential Recourse and DisclosureWe’ve worked with many buyers who have purchased certificate of destruction or junk vehicles to find out exactly how that was transferred to you and how it was disclosed. If you knew when you bought it that it was a certificate of destruction and there can be some documentation that that was disclosed, you may not have recourse. But there’s no way to undo that type of title once it is done by this insurance company or by the auction that sells it as junk.
So how can you correct an error on your vehicle title document? In order to present a car title to a government agency, the document is needed in its entirety. It can’t be missing pieces; it can’t be damaged or have holes in it.
Types of Damage to AvoidThere are also other types of damage, things like alterations to wording, erasers of written segments of the document. If there’s incorrect information placed on the document, that’s also considered damaged.
Common ErrorsFor example, if somebody signs it in the wrong place or the wrong person signs it, that’s the most common reason why a document is considered in error. Even illegible wording written onto a title document is an error considered by the DMV to be fatal, meaning that that document is no longer valid.
Entering Mileage CorrectlyIf you enter mileage on a box in the document, make sure that it’s written correctly. If there’s any changes to a cross out or a scribble, that will render that document invalid.
Making CorrectionsIf you do need to make changes, there may be an opportunity to have an affidavit of correction. That will only work if it’s a very minor error. Any other kind of erasers or scribbles or cross-outs will require a new duplicate document to be re-executed.
Dealing with BureaucracyThat may be a bureaucracy process that’s difficult. You may have to go back to the prior owner, have a new document issued, and then re-execute all of those signatures.
Final ChecksSo prior to filling out a car title document, make sure that all of the information is correct. And before you write something in a box, make sure it’s the right name, the right information, in the right place. For example, you don’t want to write the buyer’s information in the seller’s box because that will render that document invalid.
So for a vehicle, how do you get a title when you have no title? This is Dave at cartitles.com.
Title Issuance ProcessEqual title issued for each new owner. It’s not one piece of paper that follows that vehicle, so every time an ownership change happens, the new owner gets a new title printed in their name.
Title Issuance RequirementsWithout the prior title, most DMVs will not issue a new title.
Common MethodsThere’s a couple of methods that are very commonly used. One is to go through the state of Vermont. They will issue you a title, which has the bill of sale. If you have a bill of sale from any seller, those have to be the title owner. They’ll issue you a new title in your name in some circumstances.
Out-of-State Title TransferNow if you don’t live in Vermont or the car’s not in Vermont, that’s ok. You can get that title and then bring it to your state and exchange it for one in your state.
Other Title MethodsThere’s also bonded titles and court order titles. All of this you can do yourself.
Assistance and Contact InformationIf you need some suggestions or assistance on how to go through these processes, you can reach us at our website at cartitles.com.
New Mexico has a form called MV D-10901. It requires a legal ID with the form. You can do it either in person or by mail.
In-Person or By MailIf you do it by mail, it will only be sent to the address they have on file for that title. You can’t change the address unless you send them a copy of your ID with your new address and a self-addressed stamped envelope with the new address.
Required DocumentationOnce you send that in with the appropriate documentation, they’ll send you a new replacement legal title document in your name to use for a transfer or getting a loan on the car, maybe getting insurance.
Ease of ProcessNew Mexico is one of the easiest states in terms of getting a duplicate title if you are in the state. If you’re out of state, it may require an affidavit document to go along with that form.
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