As we step into 2023, our company proudly celebrates nearly two decades of specializing in handling car titles for a diverse clientele, including dealerships, auctions, lien holders, and consumers. Over the years, we’ve encountered numerous inquiries about the best strategies for obtaining titles, especially in complex and challenging situations. In this blog post, we share insights and methods that have proven effective in solving the most intricate title problems, offering you a roadmap to navigate the often perplexing world of car titles.
While handling an uncomplicated title process can involve options like a bonded title or the Vermont loophole (not recommended), more challenging situations demand creative and strategic solutions. Whether you’re dealing with title complications arising from trade-ins at dealerships or unresolved liens, we present three tried-and-tested methods to address the most difficult title problems.
One straightforward approach to resolve title complications involves obtaining signatures from the prior owner or lien holder listed on the title. It’s essential to understand that no one but the person named in the title record can sign the required form. To simplify the process, prepare all necessary documents, fill out the form, and mail it to the concerned party. By making it easy for them to sign and return, you increase the likelihood of cooperation. Avoid intrusive phone calls and demonstrate that you’re looking out for their interests, making them more inclined to assist you.
For those reluctant to embrace the complexity of court proceedings, consider that obtaining a court order title is less complicated than enduring the consequences of not having a title at all. Filing three forms—petition for ownership, letter of non-interest, and Affidavit of Facts—with the court in your county can lead to a Judgment of Ownership. This legal document empowers you to secure a title directly from the DMV, bypassing bureaucratic hurdles. Remember, courts often facilitate remote processes to expedite the resolution.
While some may be hesitant to pursue a surety bond title due to misconceptions about cost or duration, it can be a surprisingly streamlined process. By filling out required forms and signing affidavits, you can obtain a bonded title in many states. Although not universally available, it’s a viable option where applicable. The cost of a bond is often reasonable, making it an accessible solution for those seeking a title under challenging circumstances.
The Vermont loophole, a method some consider, involves acquiring Vermont registration to circumvent title complications. However, this approach introduces complexities, including dealing with two states, substantial tax obligations to Vermont, and potential challenges upon registering the vehicle in your state. It’s crucial to weigh the costs and benefits before pursuing this option.
Contrary to popular belief, claiming a vehicle as abandoned doesn’t grant automatic ownership rights. In many states, filing paperwork declaring a vehicle abandoned could lead to the state seizing and auctioning the vehicle. Similarly, while mechanics liens are an option for licensed Automotive facilities, a civil lien or court-ordered title may offer a simpler alternative for civilians seeking ownership claims.
It’s essential to recognize that obtaining a title is a process that anyone can navigate independently. Whether you choose to handle it yourself or seek professional assistance, full transparency is crucial. Our website serves as a comprehensive resource, providing instructions, comparisons, and insights to empower you as an informed consumer.
As we commemorate two decades of facilitating car titles, our commitment remains unwavering—to empower individuals and businesses facing challenging title situations. Whether you opt for the do-it-yourself route or choose professional assistance, remember that obtaining a title is a systematic process that demands adherence to legal requirements. Navigate the complexities wisely, and may your journey toward securing a clear title be swift and successful.
What is needed to transfer a vehicle title and registration? In the US, transferring a vehicle title involves meeting specific requirements, which can vary slightly from state to state. Despite these variations, most states have very similar requirements.
If you’re looking to transfer a vehicle title, here’s what you’ll need:
The original certificate of title from the prior owner or dealership must be presented at the time of transfer. A title certificate is a legal document, similar to money. You can’t photocopy a $100 bill and take it to the bank and expect it to be deposited; only the original title certificate will be accepted. In addition, the title certificate cannot be damaged or modified, it must be in perfect condition. If there is more than one owner to a vehicle, all titled owners must sign the transfer document. If not, the transfer is invalid.
Many states allow for the odometer statement to be included on the title application, but not all. If your state’s title application doesn’t have a designated spot for the odometer reading, check to see if your state has a separate document. This step will definitely be required for most vehicles year 2010 and newer, while some older vehicles may not need it at all, depending on the state.
If there was a loan against the vehicle that has not been cleared, you’ll need a lien release document from the lender. Even if the loan is paid off, the record of the loan remains with the DMV until the lien release document is presented by you or your lender.
When transferring a title, you’ll definitely need to bring your photo ID. However, the ID typically must be from the state where you are applying for the title. If you recently moved to a new state, you’ll need to transfer your license before you can apply for a title. Most states do not issue a vehicle title to non-residents. There are a few exceptions, but basically, they don’t want to register out-of-state residents because it can be a way for people to evade taxes or inspections in their home state.
In most states, titles are pretty cheap. Michigan, for example, charges $15 for title transfers. But you also have to pay sales tax as well. In Michigan, this is a 6% rate, like many other states. Sales tax is often waived if you’re selling to an immediate family member but check with your state’s DMV first before proceeding. While the title fees can be relatively inexpensive, taxes on a vehicle can get expensive quickly. The amount of tax paid on your vehicle will likely be determined by the book value, not the price you paid for it or the price you think it’s worth.
To register your vehicle, you’ll need to provide proof of insurance. The title proves who owns the vehicle, while the registration proves who can drive the vehicle, and insurance is required to put your vehicle on the road. It’s not normally required to have insurance to get only a title, but it’s a good idea to do it anyway. Even if you’re not driving the vehicle, it can get stolen from your garage or damaged in a fire, but without insurance, any damages will have to come out of pocket.
If you have all of these documents ready, you should be in for a smooth title transfer process. Before proceeding, check with your state’s specific requirements to ensure you have everything you need to successfully complete the title and registration transfer. Otherwise, you’ll have to proceed with a more complicated title recovery process. If it’s your car, you deserve a title in your name.
Want a CarTitles.com professional to do it for you?
For as little as $159 for most processes, we will save you the headache and prepare all of the car title paperwork needed to get you a new title. Simply choose the title recovery method you’d like to use and we’ll get started!
Select your title recovery method:
Order Vermont Title LoopholeOrder Deceased Owner Title TransferOrder Bonded Title ProcessOrder Abandoned Vehicle ProcessOrder Prior Owner ContactOrder Lien Release Request LetterPGlmcmFtZSBzcmM9Imh0dHBzOi8vYXBwLmFjdWl0eXNjaGVkdWxpbmcuY29tL3NjaGVkdWxlLnBocD9vd25lcj0xOTQ4ODEyNiZhcHBvaW50bWVudFR5cGU9MjMwNjY0MTAiIHRpdGxlPSJTY2hlZHVsZSBBcHBvaW50bWVudCIgd2lkdGg9IjEwMCUiIGhlaWdodD0iODAwIiBmcmFtZUJvcmRlcj0iMCI+PC9pZnJhbWU+PHNjcmlwdCBzcmM9Imh0dHBzOi8vZW1iZWQuYWN1aXR5c2NoZWR1bGluZy5jb20vanMvZW1iZWQuanMiIHR5cGU9InRleHQvamF2YXNjcmlwdCI+PC9zY3JpcHQ+
So what’s going on with military vehicles that are sold at surplus auctions like GovPlanet? Well, over the past year, many states have taken action to take these vehicles off of the road.
Here’s an article from the Denver Gazette, where the Colorado Department of Revenue, their version of the DMV, sent a letter to the owner of an AM General Hummer canceling the vehicle title and eligibility for highway use. Many other letters were sent to owners of similar former military vehicles issuing them off-highway (OHV) titles, and revoking their eligibility for highway use.
Over the past 18 months, the federal government has sent out bulletins to DMVs nationwide advising them that military vehicles do not meet the DOT and EPA standards for highway vehicles. So technically, they’re not road legal.
Initially, many states ignored these warnings. And for those states, the federal government threatened to withhold highway funds and other funding until the states stop titling these military vehicles and revoke the titles that were already issued. The legislation is taking military vehicles and defining them as off-highway vehicles, just like all-terrain vehicles (ATVs) and snowmobiles. Some of these vehicles can have an exception for historical purposes, but not for everyday use. The legislation aims to clearly define these vehicles are simply not built for road use.
Some states have actually revoked titles, some are just not registering new ones. If you have a surplus military vehicle, be aware that you may run into difficulties now or in the future. Even if you are able to get a title or registration, be ready to jump through a bunch of hoops. And even so, it may be revoked later on. Recently, we had a client who purchased four or five of these surplus vehicles from GovPlanet, and the state of Florida DMV has rejected all of their applications for road use.
So be aware of these changes if you’re looking to title or currently have a surplus military vehicle. If you choose to purchase one, make sure you’re aware of your state’s current statutes on titling these vehicles. We suspect that registering these vehicles for road use will no longer be allowed, and even if it is, many states won’t be willing to go up against the federal government’s pressure to get them off the road.
Who can apply for a duplicate title for a motor vehicle? In all 50 states, the only person entitled to make an application for a duplicate title or replacement title is the current titled owner.
The current titled owner means the actual person who is currently listed on the official title records with the DMV.
So if you had a title that was signed over to you on the back, but it was lost before it could be submitted to the DMV, you are not the current titled owner; those changes aren’t reflected in the official title records until you make an application. Until you submit the title transfer documents to the DMV and receive a new title printed in your name, you are not the current titled owner and cannot apply for a duplicate title.
If there are two or more people listed on the title, everyone listed on the title must sign the form before a duplicate title can be issued. Similarly, if there is a lienholder listed on the title records, they will need to sign the form before a duplicate title can be issued. Even if you’ve paid off your loan, if your lienholder didn’t remove themselves from the title record, they still have to sign since they’re listed on the title. The bank might know the loan is paid off, but the DMV won’t until they’ve been given proper notice. That’s why it’s crucial to get a vehicle lien release from your lender as soon as your loan is satisfied.
In summary, if you’re listed as the current titled owner on the DMV title records, you are entitled to apply for a duplicate title. If you’re not the current titled owner, you are not eligible to file for a duplicate title; however, other methods of title recovery may be available.
In the vast landscape of vehicle transactions, the quest for a VIN plate or VIN number plate might lead you down unconventional paths. While it’s possible to stumble upon platforms offering these plates, it’s crucial to navigate this territory with a clear understanding of the legal ramifications. In this article, we’ll explore the common scenarios surrounding VIN plates, shed light on potential legal pitfalls, and provide insights on the exceptions that exist.
It’s not uncommon to come across avenues offering VIN plates for sale or companies creating them from scratch. Some might even include a piece of the cowling and a title for added convenience. However, the allure of obtaining or replacing a VIN plate comes with a significant caveat – the legal implications.
Before delving into the exceptions, it’s essential to recognize the severity of altering or removing VIN numbers. Section 18 of the United States Code explicitly labels this act as a federal felony. Knowingly removing, obliterating, tampering with, or altering a motor vehicle’s identification number can result in fines and imprisonment for up to five years. The reason behind this stringent stance is to prevent identity theft-like scenarios where a vehicle’s true history is concealed.
While altering or removing VIN numbers is a federal offense, certain exceptions exist under specific conditions:
Legitimate reasons for altering or removing VIN plates may arise, such as during vehicle repair or restoration. However, it’s paramount to adhere to state laws and ensure proper documentation and notification processes are followed. Law enforcement, especially State Police, should be involved in the inspection before, during, and after any alterations to prevent misunderstandings.
If you find yourself in a situation where VIN plate alterations seem unavoidable or necessary, seeking legal counsel is imperative. Attorneys specializing in automotive law can provide tailored advice, ensuring you navigate the intricate legal landscape without falling afoul of federal or state regulations.
While the allure of acquiring or altering VIN plates might be tempting, it’s crucial to proceed with caution. The legal consequences of VIN tampering are severe and can lead to federal charges. Understanding the exceptions, adhering to state laws, and seeking legal guidance are essential steps to ensure that your actions remain within the bounds of the law. Remember, the identity of a vehicle is tied to its VIN, and any alterations should be approached with the utmost care and legality.
Tell us about your vehicle and we'll direct you to a title recovery method that matches your scenario.
"*" indicates required fields
