Consumer Title Resource | Since 2009!

Bonded Title for a Vehicle

Understanding Bonded Titles
A bonded title is simply a process where, as the vehicle owner, when you don’t have all the right paperwork, including the prior title or necessary documentation, you purchase a bond from a bonding company. This bond guarantees the ownership of the vehicle, allowing you to present it to the DMV as proof of ownership.

Replacing a Lost Title with a Bonded Title
So, if you can’t obtain the old title, you can acquire a bond to replace it with the DMV. This bond serves as an alternative to the correct documents that would prove your ownership. However, the bonding company needs to approve this process. They won’t automatically issue a bond; they’ll verify your story and ensure the legitimacy of the vehicle.

The bonding process
Typically, the cost of obtaining a bond for a vehicle title is around $100 to $110. While this may seem like a considerable amount, it’s essential to understand that the bonding company assumes responsibility for the entire value of the vehicle. They collect a fee from you, but they’re liable for the vehicle’s worth if any issues arise.

Navigating the Bonded Title Process
The bonded title process is something you can handle yourself. You purchase the bond, and the rest of the procedure can be completed at the DMV. Interestingly, many bonding companies may even assist you with the DMV process for free if you purchase a bond from them. Their vested interest lies in ensuring the process is completed correctly, as they bear responsibility for the vehicle.

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