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What Is A Title Bond For A Vehicle?

Do you need to obtain a title bond for a bonded vehicle title? Here’s what you need to know about title bonds.

What is a title bond?

A title bond is a type of surety bond used to secure the claim of ownership over a vehicle that does not have sufficient evidence of ownership. A title bond is also referred to as a type of insurance, though it differs from other types of insurance in that it is not designed to protect against financial loss or physical damage. Instead, a title bond ensures that the party claiming ownership is providing factual information, and the DMV or title-issuing authority is not held liable for false claims of ownership after the title is issued.

What is a bonded title?

A bonded title is a type of vehicle title that can be issued when proper evidence of ownership is not available. A bonded title is a very common method used to obtain a new title and is often a simple process if your state allows for this title method.

How much does a title bond cost?

The cost of your title bond will be based on the value of your vehicle. Before obtaining your title bond, make sure you know the bond amount that your state requires. Most states require the bond amount to be 1.5x the book value of the vehicle. For example, if the book value of your vehicle is $5,000, a bond valued at 1.5x that amount would be worth $7,500.

However, that doesn’t mean you have to shell out $7,500 to get a title bond. You’re only required to pay a fraction of that amount to secure the bond. Most bonds for average-valued vehicles range from $100-$150 to purchase. If there is a discrepancy in ownership or false documents submitted, then the remaining amount of the title bond will go into effect and you’ll be responsible for paying back the surety company.

Where can you get a title bond?

Typically, title bonds are purchased from a surety company, such as Alternatively, most insurance providers can also issue title bonds for bonded title applications.

TIP: Before purchasing your title bond from a surety or insurance company, VERIFY the bond amount needed in your state. Once issued, surety bonds are nonrefundable.

A title bond is a very powerful document that can grant you ownership over a vehicle. Before doing this process, make sure that bonded titles are accepted in your state. If it’s your car, you deserve a title in your name.

Looking for a title bond quote? Get one from!×99.png

Want a professional to do it for you?

For as little as $159 for most processes, we will save you the headache and prepare all of the car title paperwork needed to get you a new title. Simply choose the title recovery method you’d like to use and we’ll get started!

Select your title recovery method:

Order Vermont Title LoopholeOrder Deceased Owner Title TransferOrder Bonded Title ProcessOrder Abandoned Vehicle ProcessOrder Prior Owner ContactOrder Lien Release Request Letter

Have Title Questions? Talk to a Car Title Expert.

Book a consultation with a Car Title Expert from to get personalized guidance on your title recovery journey.

Don’t let uncertainty hold you back. If it’s your car, you deserve a title.

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