Order Bonded Title Documents
If you are a Colorado resident, a bonded title can be an effective way to recover your vehicle title if you don’t have sufficient evidence of ownership.
A bonded title is a type of title recovery method that requires the purchase of a surety bond, also known as a vehicle title bond, to secure the ownership of the vehicle. This is because, in order to receive a bonded title, you must have a significant lack of proper documentation. The DMV in your state is essentially taking your word that you are the vehicle owner. The vehicle title bond provides security for the DMV to assign the ownership in the event that there is an ownership discrepancy after the bonded title is issued.
Before beginning your bonded title process, make sure that your vehicle meets the eligibility for a bonded title.
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If your vehicle meets the eligibility requirements of a Colorado bonded title, begin the application process by contacting your county motor vehicle office to ensure you are eligible for a bonded title.
Inspection
The bonded title process requires that all vehicles are inspected prior to the title being issued. To schedule your inspection, contact a certified P.O.S.T. inspector in your area. Once your inspection is complete, the officer who inspected the vehicle will complete the Certified VIN Inspector Form (DR 2704).
Records request
Before a bonded title can be issued, Colorado law requires the applicant to make every effort to contact the registered owner. Submit vehicle records request to the Colorado motor vehicle office in your state. If the vehicle was not last titled in Colorado, you must also submit a vehicle records request to that state.
Once you receive the vehicle record information, send a certified letter to the titleholder requesting a title transfer. This letter must be sent by certified mail and be sure to keep the green return receipt for future use.
Bond statement
Once you’ve contacted the prior owner and obtained your green return receipt, complete the Bond Statement Guide Affidavit (DR 2394) to explain to the county motor vehicle office why you don’t have the proper ownership documents and need to obtain a title. Also, complete and sign the Application for Title (DR 2395).
DMV approval
Once you’ve completed your inspection, received your green return receipt, and completed the required paperwork, bring all of these documents plus your identification to the county motor vehicle office for approval and to determine your bond amount.
Bond purchase
The bond value is typically based on the book value of the vehicle. Most title bonds in Colorado are required to be 2x the value of the vehicle, however, that doesn’t mean it costs that much to purchase. Most title bonds cost around $100-$150 for average-value vehicles.
Once you’ve completed the official documents, passed inspection, and obtained your title bond, submit all of your documents and any state title fees to the county motor vehicle office. After receiving your application, the state of Colorado will review it and will issue you a new bonded title.
After 3 years of having BONDED stamped on your vehicle title, the bonded title brand will dissipate and you will have a clean Colorado title in your name.
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Order Vermont Title LoopholeOrder Deceased Owner Title TransferOrder Bonded Title ProcessOrder Abandoned Vehicle ProcessOrder Prior Owner ContactOrder Lien Release Request LetterPGlmcmFtZSBzcmM9Imh0dHBzOi8vYXBwLmFjdWl0eXNjaGVkdWxpbmcuY29tL3NjaGVkdWxlLnBocD9vd25lcj0xOTQ4ODEyNiZhcHBvaW50bWVudFR5cGU9MjMwNjY0MTAiIHRpdGxlPSJTY2hlZHVsZSBBcHBvaW50bWVudCIgd2lkdGg9IjEwMCUiIGhlaWdodD0iODAwIiBmcmFtZUJvcmRlcj0iMCI+PC9pZnJhbWU+PHNjcmlwdCBzcmM9Imh0dHBzOi8vZW1iZWQuYWN1aXR5c2NoZWR1bGluZy5jb20vanMvZW1iZWQuanMiIHR5cGU9InRleHQvamF2YXNjcmlwdCI+PC9zY3JpcHQ+
If you are a Vermont resident, a bonded title can be an effective way to recover your vehicle title if you don’t have sufficient evidence of ownership.
A bonded title is a type of title recovery method that requires the purchase of a surety bond, also known as a vehicle title bond, to secure the ownership of the vehicle. This is because, in order to receive a bonded title, you must have a major lack of proper documentation. The DMV in your state is essentially taking your word that you are the owner of the vehicle. The vehicle title bond provides security for the DMV to assign the ownership in the event that there is an ownership discrepancy after the bonded title is issued.
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If your vehicle meets the eligibility requirements of a Vermont bonded title, begin the application process by completing the Vermont Registration Tax & Title Application.
VIN verification
VIN verification requires a physical inspection of the VIN of the vehicle. This is an official process and must be completed by an authorized agent such as a county Sherrif or military officer. VIN verification is required to ensure that the vehicle is permitted to be titled under federal and state laws. Certain VINs or replacement parts may be found in the NMVTIS database and are unable to be titled if the vehicle was rebuilt or previously damaged,
Title bond
Once your vehicle has been inspected and approved to move on to the next step, the county tag office will tell you the value of the bond to purchase. This value is typically based on the book value of the vehicle. Most title bonds are required to be 1.5x the value of the vehicle, however, that doesn’t mean it costs that much to purchase. Most title bonds cost around $100-$150 for average-value vehicles. Before submitting, have your Motor Vehicle/Vessel Title Bond form notarized. Check with your bond provider to see if they can notarize your form.
Once you’ve completed the official documents, verified your VIN, and obtained your title bond, submit all of your documents, state title fees, and a copy of your bill of sale to the Vermont Department of Motor Vehicles. They will process your application and return to you a bonded title in your name.
After 3 years of having BONDED stamped on your vehicle title, the bonded title brand will dissipate and you will have a clean Vermont title in your name.
If you are a New York resident, a bonded title can be an effective way to recover your vehicle title if you don’t have sufficient evidence of ownership.
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If your vehicle meets the eligibility requirements of a New York bonded title, begin the application process by completing the Vehicle Title Application (MV-82), Odometer And Damage Disclosure Statement (MV-103), and Statement Of Transaction (DTF-802).
The state of New York requires the prior owner to be contacted before a bonded title can be processed. Submit a DPPA request to the New York State DMV or your local DMV office to request the current registered owner information. Using that information, you must send a letter via certified mail with a return receipt alerting them of your intention to obtain a bonded title. Be sure to keep the green return slip for future use. If the letter is returned undeliverable, do not open it, keep it sealed as it will be needed for future evidence.
A written statement is required for you to explain how the vehicle came into your possession. This letter should state the seller, the date of the transaction, the purchase price, and vehicle information. This written statement must be notarized.
Once you’ve completed the required documents, contacted the prior owner, and have your notarized written statement, visit your local DMV with all of the documentation. In addition, bring any other documents related to the vehicle such as a bill of sale, a printed photo of your VIN, and fees for tax, title, and registration. The DMV agent will review your documents and give you a Sales Tax Receipt (FS-6T).
Make copies of all documents for your records, then send all documents plus the Sales Tax Receipt (FS-6T) to the New York State DMV Title Bureau via certified mail. The Title Bureau will review your application and will either send you a title or ask you to post a bond.
If you are asked to post a bond, purchase your title bond from a surety bond provider. New York requires title bonds to be 1.5x the value of the vehicle. This value is typically based on the book value of the vehicle. Most title bonds are required to be around 1.5x the value of the vehicle, however, that doesn’t mean it costs that much to purchase. Most title bonds cost around $100-$150 for average-value vehicles.
After purchasing your bond, submit your bond information to the New York DMV per the instructions in their letter to you. When approved, the New York DMV will mail you your bonded title.
After 3 years of having BONDED stamped on your vehicle title, the bonded title brand will dissipate and you will have a clean New York title in your name.
So what happens if you lose a car title before you transfer it into your name? Well, in that case, it’s like that transfer never even happened. The only people that know that the car title is transferred are you and the person that gave you the title. Although, sometimes the person who sold you the car and signed it over isn’t even the actual owner on paper. So the document of that transfer of title may just be a bill of sale. That’s just a witness to the transaction is not proof of ownership. If that original car title certificate is gone, then that evidence is gone. It’s protection against vehicles being transferred illegally to the wrong owner.
The title certificate is the ownership proof. The DMV will not simply take your word for it because then anybody could show up there and say “Hey I own this car, give me a title in my name!” and you wouldn’t want that to happen to your car.
A title that is signed, but not transferred, is a major liability for both the buyer and seller. To avoid this, take it to the DMV in exchange for a new title as soon as possible.
So how do you transfer a vehicle into your name if it’s a salvage title? Oftentimes when a vehicle has a salvage title, you will not be able to transfer the title or get a new title issued until the vehicle goes through an inspection process. Before a new title can be issued for a salvage vehicle, the DMV requires the vehicle to be inspected to ensure it is safe for the road. Essentially, they’re making sure that the damages that warranted the salvage title brand have been fixed properly and will not pose a safety threat to you or others on the road. So if you have a vehicle title stamped salvage featuring the old owner’s name or old insurance information, the title cannot be transferred to you until that inspection process is followed and approved.
Every state has its own version of a salvage inspection process with some being more rigorous than others. New York, for example, it’s a very difficult state. Some other states are easy. However, after that inspection is done there are typically no more inspections needed and won’t be required if you transfer the title in the future. Check with your state’s DMV before proceeding.
A major part of the inspection process is to make sure that the repairs were done correctly. On top of being done correctly, part of the salvage inspection is to make sure that the parts used are legitimate. The inspector is looking to make sure that no parts were from stolen cars in a chop shop. For example, if your vehicle needed a new front clip, the DMV inspector is going to look to see if you have receipts for where that front clip came from. So if you bought the front clip brand new from a dealer, you have to provide the receipt from that dealer. If you bought it from a junkyard, they’re going to make sure that you have a receipt from that junkyard with the vehicle identification number (VIN) of the donor vehicle so they know that’s not from a stolen vehicle.
The DMV inspector will also ensure the safety features (airbags, antilock brakes, etc.) are operational and the overall condition of the vehicle (no rust, etc.) is in good condition.
If your vehicle has a salvage title, there is very likely no way to get a new title until the salvage inspection process is completed and passed. Before taking your vehicle in for inspection, remember to bring all applicable documents pertaining to the repair of the vehicle. Without the receipts, the vehicle will fail inspection. The process of converting salvage title is possible, but not before a strict inspection by your state’s DMV agency.
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