Consumer Title Resource | Since 2009! We Serve All 50 States!
Tennessee

Car Titles | Lien Release | Tennessee

Having a car title confirms your legal ownership, and it’s a document that you will need to register, sell, or transfer that vehicle. In Tennessee, all vehicles must be properly titled. This includes vehicles that are currently being financed, as well as those that are owned outright. New residents also need to re-title their cars within 30 days of moving. If you don’t already have a current car title, you will need to go through the process to obtain one. We have outlined these steps below if you want to do this on your own, but as experts in this field, CarTitles.com can help. Click the link below to get started with our team today.

Tennessee Car Title Requirements

You will first need to complete the following forms and gather the needed details:

  • Proof of residency in Tennessee
  • Valid ID
  • Signed title
  • Manufacturer’s Statement of Origin (MSO) for new vehicles
  • Bill of Sale for private sales
  • Application (Form RV-F1301201) for:
    • Damaged car title replacement
    • Deceased owner car title transfer
    • Out-of-state vehicle title transfer
    • Duplicate car title
    • Replacement car title
    • Lost car title

There are also several fees associated with the title recovery process:

  • Title fee ($14)
  • New title and license plate fees (vary, between $73 and $122)
  • License plate and title transfer ($22.50)
  • Lien notation fee ($110.50, often included in new title fees)
  • County wheel tax (in certain counties, cost varies)
  • Mailing fee ($2-7)
  • Sales tax (7% state tax plus 2.2% local tax on the first $1600)

Tennessee Lien Release

If you had a loan on your vehicle, but you have recently paid it off, you will need a lien release from your lender. This signifies that the lender no longer has a legal claim (lien) on that vehicle. Once you pay off the loan, your lender has to file this information with the state within 72 hours. Lenders will also mail you the original title with the signature on the back confirming payoff, or they will send a notarized lien release letter on their letterhead. If you do not receive either of these, you will need to contact the lender in writing to request the lien release. You will need that lien release (or signed original title) as part of the documentation to get a new, clear title that is only in your name.

We Help with Car Titles

The process around vehicle title recovery can be more than what many people want to take on. If this is the case for you, we would love to talk more. At CarTitles.com, our team of experts has been helping customers since 2001, and we know Tennessee’s requirements inside and out. We simplify a complicated process, including packaging the documents and fee information you need so you just have to sign and return. Click the link below to start today!

FAQs

I just moved to Tennessee. How do I get my car title registered?

You will need to fill out the Application (Form RV-F1301201) and provide your out-of-state title, lienholder information if applicable, and your ID and proof of residence. You will also need to pay the required fee, which ranges from $99.50 to $110.50.

I lost my Tennessee car title. What should I do?

Apply for a replacement car title at your local county clerk’s office, either in person or by mail. If you go in person, you will get your new title same-day; otherwise, turnaround time by mail is 5-7 business days. You will need to complete the Duplicate Title Application and pay the $14 fee. You will also need to show your photo ID and provide the vehicle’s VIN.

What is the application process for a replacement car title in Tennessee?

Apply for a replacement car title at your local county clerk’s office, either in person (for same-day service) or by mail. You will need to complete the Duplicate Title Application and pay the $14 fee. Don’t forget your photo ID and the VIN.

How do I transfer a car title from a deceased owner in Tennessee?

The specifics will depend on whether the deceased left a will, or if the estate has to go through probate. If there is a will, the executor will need to sign the title before it can be registered in someone else’s name. If the estate went through probate, you will need certified Letters Testamentary from the court. If there was no will, you will need an Affidavit of Inheritance form. Take the appropriate forms and information to your local county clerk’s office for processing.

How do I replace my damaged car title in Tennessee?

You can order a duplicate car title in person or by mail through the county clerk’s office. If your title was not previously registered in Tennessee, you will need to follow the process outlined by the state in which it was registered.

Can you help me with car title recovery in Tennessee?

Yes! Our team is ready to help you with any car title need, from new vehicle registrations to lien release requests, court-ordered title questions, and tricky transfers from deceased owners. Contact us today to start working with one of our team members.

What is the lien removal process for a vehicle titled in Tennessee?

Your lender, who is the lienholder on your title, will need to initiate the lien release process once your loan has been paid in full. Typically, your lender will file this information with the state, and either mail you the original title with their signature, or mail you a separate lien release document. Either way, take this to the county clerk’s office and apply for a new, clear title in your name only.