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South Carolina

Car Titles | Lien Release | South Carolina

Your vehicle title is your proof of ownership. You need this document for everything from selling your car or transferring ownership to someone else (including donating it to a charity), to obtaining a lien release after a car loan is paid off. You will also need the vehicle title if you need to complete a deceased owner car title transfer. If you are needing to obtain a copy of your car title, or if you need to file a new car title, we can help. CarTitles.com has experts ready to walk you through this process, taking the work off your plate so you can focus on other things. If you want to go through the title recovery process on your own, follow the steps we outlined below. But if you decide this is more than you want to take on, click the link below to talk with our team.

South Carolina Car Title Requirements

  • Application for Certificate of Title and Registration (Form 400) for:
    • Damaged car title replacement
    • Out-of-state vehicle title transfer
    • Duplicate car title
    • Replacement car title
    • Lost car title
    • Deceased owner car title transfer
  • Notice of Sale (SCDMV Form 416) (if you are the seller)
  • Signed title with odometer reading, purchase date, and price
  • Bill of Sale
  • Proof of South Carolina liability insurance
  • Out-of-state title, registration, and proof of paid South Carolina sales tax (if applicable)

South Carolina title-related fees may include:

  • Title fee ($15)
  • Infrastructure Maintenance Fee (IMF) (5% of purchase price, up to $500)
  • Registration / license plate fee ($40)
  • Lienholder fee ($10)
  • Title penalty (varies if not filed within 45 days of purchase)
  • For private sales or gifts, the $15 title fee applies and IMF is based on fair market value or purchase price

South Carolina Lien Release

After you pay off a car loan, you need a lien release. This process is generally handled with the lender submitting the information to the SCDMV electronically, through the ELT system. Once the SCDMV processes the information, you will take your existing title to your local DMV to request a new, clear title. If your lender does not use the ELT system, then they will trigger a lien release document to you, and you will take this and your car title to the DMV for the new title. In the event that your lender is no longer in business, you may need to request a letter of non-interest in lieu of the lien release.

We Help with Car Titles

From new and replacement car title requests to lien release acquisition, CarTitles.com is ready to help. Our team is familiar with South Carolina’s requirements, and we can alleviate the burden of navigating these processes alone. We put all of the documents and fee information into one easy-to-follow packet. You just sign and return using the included self-addressed return envelopes. Click the link below to get started today.

FAQs

I just moved to South Carolina. How do I get my car title registered?

In South Carolina, you will need to prove you have paid property taxes, as well as providing your out-of-state title, proof of valid car insurance, and a completed Application for Certificate of Title and Registration (Form 400). South Carolina assesses a $250 fee for infrastructure maintenance as well as title and registration fees. You can complete your registration at your local SCDMV location.

I lost my South Carolina car title. What should I do?

Apply for a duplicate title by using the Application for Certificate of Title and Registration (Form 400). You can do this in person, online, or by mail through the DMV. If you complete the process in person, you can get expedited service for an additional $20 fee (on top of the required $15 fee).

What is the application process for a replacement car title in South Carolina?

Submit the Application for Certificate of Title and Registration (Form 400) and the $15 fee to the DMV, either in person, online, or by mail. For expedited service, go in person and pay an additional $20.

How do I transfer a car title from a deceased owner in South Carolina?

The executor of the deceased person’s estate will need to submit the vehicle’s original title, death certificate, and probate court order to the DMV. Additionally, the executor will need to fill out an Application for Certificate of Title and Registration (Form 400). If there is a Transfer on Death beneficiary named on the title, that person can take the title, death certificate, and valid photo ID to the DMV to complete the transfer.

How do I replace my damaged car title in South Carolina?

Send in a completed Application for Certificate of Title and Registration (Form 400) and the required $15 fee to the DMV. You can do this in person, by mail, or online. You may also need to surrender the damaged version of your title.

Can you help me with car title recovery in South Carolina?

Yes, we can! The team at CarTitles.com is ready to assist with any of your vehicle title recovery requests. Whether you are struggling with a court-ordered title or lien release request, or you just don’t have time to navigate a vehicle title transfer, we are here to help. Contact us today to get started.

What is the lien removal process for a vehicle titled in South Carolina?

The lien release process is often handled electronically. Once your loan is paid off, your lender will notify the SCDMV. You can then take your existing title to your local DMV office and follow the process to request a new title. If the lien release process was not done electronically, you will receive a lien release document in the mail. You will need that form when you apply for your new title. If you are having trouble reaching your lender, or you want assistance with this process, contact our team.