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North Carolina

Car Titles | Lien Release | North Carolina

Our customers come to us for all of their vehicle title recovery needs, from straightforward new car title requests to complicated lien release issues with lenders. Your car title is your proof of ownership, and it therefore plays a crucial role in any future sales and transfers. The process to obtain a car title can be complex, with necessary paperwork and fees at every step. You can go through the steps on your own, and we have provided guidance below to help you do that. But if you decide you would rather not spend the time and energy figuring this out, we are happy to help. Click the link below to get started with one of our expert team members.

North Carolina Car Title Requirements

In North Carolina, you will need to complete the necessary paperwork as part of your car title request, including:

  • Title Application (Form MVR-1) for:
  • New car title
  • Out-of-state vehicle title transfer
  • Deceased owner car title transfer
  • Duplicate car title request
  • Lost car titles
  • Damaged car titles
  • Valid North Carolina photo ID
  • Signed and notarized title
  • Bill of sale
  • Proof of insurance
  • Odometer disclosure (MVR-180)
  • Damage disclosure statement if vehicle is under 10 years old

There are also several fees that you will need to pay as part of the title recovery process:

  • Title fee ($66.75)
  • Highway use tax (3% of the vehicle’s value)
  • License plate fee (varies by county)
  • Property tax (varies by county)

Fees are paid at your local NC License Plate Agency (LPA) and they are due when you complete your title registration.

North Carolina Lien Release

The lien release is a legal document that proves a lender or lienholder has removed their claim on your vehicle. If you recently paid off a car loan, you will need a lien release from your lender. In North Carolina, lenders usually notify the NCDOT electronically; alternately, they may send a paper release. Either way, you will receive a paper title by mail once the DOT has processed the information. If your lender does not start the process, you may need to contact them directly. In the event that your lender is no longer in business, or is unresponsive, you may need to contact the Federal Deposit Insurance Corporation (FDIC) or request a court-ordered title.

We Help with Car Titles

When it comes to car title recovery, CarTitles.com is your go-to expert in navigating what can be a complicated process. Our team is well-versed in North Carolina’s requirements. Whether you started the process and hit a roadblock, or you are at the beginning of your request, we can help. From replacement car titles to vehicle title recovery for lost car titles—and everything in between—our expert team is standing by. Click the link below to get started today.

FAQs

How do I get my car title registered as a new resident in North Carolina?

In North Carolina, you have 30 days to register your vehicle. Take your out-of-state title or registration, North Carolina driver’s license, proof of valid insurance, and a completed Title Application (Form MVR-1) to your local NCDMV license plate agency. North Carolina assesses a 3% Highway Use Tax as part of this process (based on the vehicle’s value).

I lost my North Carolina car title. What should I do?

You will need to fill out a notarized Form MVR-180 and submit it and the $21.50 fee to your local NCDMV. You can do this in person or by mail. Once processed, you should receive your new title in 10-15 business days. If you need any assistance, contact our team today.

What is the application process for a replacement car title in North Carolina?

Complete the Form MVR-4 (Application for Duplicate Title) and have it notarized. You will need to submit that, along with your $21.50 fee, to your local NCDMV location in person or by mail. Expedited service is also available online, for a higher fee of $105.75.

How do I transfer a car title from a deceased owner in North Carolina?

You will need to submit a completed Title Application (Form MVR-1) along with the vehicle’s original title, a death certificate, proof of insurance, and an Affidavit of Authority to Transfer NC Title (MVR-317) to the NCDMV. If the estate needs to go through probate, you will also need Letters of Administration. Small estates under $20,000 may not need to go through probate, in which case you may be able to submit Form AOC-E0203. Note that if the deceased person’s car was titled jointly, the surviving owner can simply present the original title and the death certificate to the NCDMV. Contact our team if you would like any assistance completing this process.

How do I replace my damaged car title in North Carolina?

Complete the Application for Duplicate Title (Form MVR-4) and have it notarized. You will need to submit it and the $21.50 fee to your local NCDMV in person or by mail. Allow 4-6 weeks for processing, though some agencies do offer same-day service. You will likely need to surrender the damaged version of the title as well.

Can you help me with car title recovery in North Carolina?

Absolutely. Contact the team at CarTitles.com today to get started, and save yourself the hassle of tackling this alone. We are well-versed in North Carolina’s requirements, so we can quickly and efficiently get you through the process without the headaches. Whether you need a replacement title or you are having trouble with a lien release or court-ordered title, we are ready to assist.

What is the lien removal process for a vehicle titled in North Carolina?

When you pay off your car loan, you need proof from your lender that they are no longer claiming any ownership of that vehicle. Typically, lenders will submit this documentation to the Department of Transportation electronically, but some may instead send a paper release form. Regardless, the DOT will mail you a clear title once that documentation is processed. If your lender does not initiate this process, you will need to contact them. If you have trouble reaching your lender, we can help.