The car title establishes legal ownership of the vehicle in question, and it signifies there is no lien against it (such as a car loan). Likewise, if you are selling your vehicle, you will need a clear title to do so. These are just a couple of reasons why you may be trying to obtain a copy of your vehicle title. Other scenarios could include needing to transfer a title after moving out-of-state, or even transferring a deceased owner’s car title into the new owner’s name. Whatever the reason, our team is ready to make the process quick and easy.
If you want to navigate the vehicle title recovery process on your own, we have outlined the process below.
Before you can get your vehicle’s title, you need to complete some paperwork and gather important details, including:
Kentucky requires owners to register their vehicles within 15 days of purchase. If you are moving from out-of-state, you need your current out-of-state title.
Additionally, you will need to pay several fees:
Once your car loan is paid off, your lienholder (lender) will file a lien termination statement. This is done with the county clerk where the lien was initiated. Alternatively, the lienholder may give you the Original Clerk’s Filing Receipt. You will then take the lien release document or the filing receipt to your county clerk. The clerk will process the release and then issue a new, clear title to you, without the lienholder listed. Some counties also offer online portals to check your lien status.
As you can see, there are a lot of moving parts to the car title release process. While you certainly can do it yourself, CarTitles.com has been assisting customers with this since 2001. If you are frustrated with the details, or you just don’t even want to begin on your own, contact us. We remove the guesswork and confusion, so you can spend your time and energy on the things that matter the most to you. If you need a duplicate car title, or to transfer a deceased owner car title, or something else, we can help. When you work with us, we gather all of the necessary paperwork and details on applicable fees and send everything to you in one easy-to-follow packet. You send back the forms and fees in the provided envelopes.
Click on the link below to start today.
You will need to visit your local county clerk’s office within 15 days of establishing residency to register your vehicle in Kentucky. Bring your existing, out-of-state title, proof of valid Kentucky insurance, your photo identification, a VIN inspection from the sheriff’s department, and a completed TC96-182 form.
To file for a replacement car title, fill out the TC96-182 form, have it notarized, and take it to your local county clerk’s office. You’ll also need to pay a $6 fee (as well as any additional notary fees). Once your application is processed, you will receive the new title in the mail within a few business days.
You will need to use the TC96-182 form (don’t forget to have it notarized), and submit it to the county clerk’s office by mail or in person. You will also need your photo ID, the vehicle’s VIN, and the $6 fee. If you would rather not take this on alone, contact our team.
You will need to visit your local county clerk’s office with the original vehicle title, a certified death certificate, proof of Kentucky insurance, a valid photo ID, and a completed TC96-182 form. Often, a surviving spouse can complete the transfer with the death certificate; other cases may require probate documents or an affidavit. If you need help with this process, contact our team. We would love to assist.
You can use a completed and notarized TC96-182 form to replace your damaged car title. You’ll need to submit that form with the $6 fee and the damaged version of the title to the county clerk’s office. You can do this in person or by mail. Once the Kentucky Transportation Cabinet processes your application, they will print and mail you the new title.
Yes, we can! Our team would love to help with all of your vehicle title recovery needs. We can save you time and energy by navigating the processes for you, providing you with the correct forms, and giving you clear instructions on what needs to be sent where. We take the guesswork out of the process.
Once your car loan is paid off, your lienholder (lender) will likely file a lien termination statement through the county clerk’s office. Otherwise, your lender may give you the Original Clerk’s Filing Receipt as your lien release. The county clerk will process the release and then issue a new, clear title to you, without the lienholder listed. If you have trouble with this, reach out to our team—we are very familiar with the processes and challenges related to lien releases.
