How Can You Sell Your Car If You Have No Title?

So how can you get rid of your car if you don’t have a title? Many times a person is looking to sell their vehicle, trade it in, maybe put it on Craigslist or Facebook, and they don’t have their title document.

Title Document Explanation
The title document is a paper certificate that goes along with the vehicle that shows the vehicle identity: the VIN number, year, make, model. But also, it lists who the owner is, and when you sell a vehicle, you’re supposed to give that title to the next owner, and you sign it to show that you actually transferred it. If you don’t have the title, it’s going to be very difficult to sell that vehicle. It’ll be impossible to trade it in because dealerships don’t take vehicles without a title.

Verifying Ownership
So what do you do? Well, first you need to determine if that vehicle title record is already in your name. If this is a vehicle that is titled in your name, registered in your name, and you simply lost your title certificate, it’s a simple process of requesting a duplicate title certificate or lost title certificate from the governing body. Titles are issued by a state-level agency. It’s not a federal government document like a passport or, you know, some other federal level document.

State Agencies
Most states issue titles from an agency called the Department of Motor Vehicles, Department of Licensing, Department of Transportation. Every state has a different name, and you all know what it is. It’s the place you get your driver’s license, the place you get your license plates. So, if you had a title or that at least the record is listed with your name on it, you can simply apply to that agency to get a replacement title certificate, and they’ll print out a paper document. It’s a legal certificate, and then you can use that to transfer the vehicle.

Out-of-State Titles
Now, what happens if it’s more complicated than that? What if the last title was not in your name? What if it was in your name but maybe in a different state? Maybe you’ve moved, and the state where you live now is not where that title record is. So, suppose you lived in, let’s say, California, and you had a title to your vehicle in your name, and then you moved, let’s say, to Montana, and you never switched it over to Montana, and you lost that title. Well, you can’t go to the Montana Department of Motor Vehicles and ask them to give you a title because they have no record of you owning that vehicle. What you’re going to have to do is go back to the California DMV, and you can do it by mail. You don’t have to drive back to California to have them issue a replacement and mail it to you in Montana. And there’s forms for all these things. You have to fill out some forms, get it notarized, and send it in. Every state has a fee for doing this. Most states are between $5 and $10 and $15. Some states are a little more. And you also have to plan for the amount of time. If you’re looking to urgently sell your vehicle, this may take a few weeks depending on the backlog of the Department of Motor Vehicles.

Vehicle Not in Your Name
Now, what if the vehicle is not in your name? Let’s say you bought the vehicle and never transferred the old title into your name. That’s a little more tricky because you’re not eligible to apply for a duplicate replacement title because you’re not the legal owner as far as the computers are concerned. So, what you have to do is you have to find a way to generate new ownership proof in your name.

Surety Bond Titles
Most states you can do it using what’s called a surety bond or a bonded title, where you provide evidence of why you think you’re the owner. If the name in the title record is John Smith and you’re not John Smith, how is the DMV going to know you own the vehicle? You’re asking them not only to give you a title, but when they give you a title, by definition, they also take away the title ownership from the last owner. That’s the bigger problem. That’s why it’s so hard to do. Giving you a title might be easy, but you’re asking them to take it away from somebody else in the process. Now, you know you’re the rightful owner, but the DMV doesn’t. They have to take your word for it, so you have to come up with some paperwork. That’s where that surety bond process comes in.

Alternative Solutions
And you can put some comments below about questions on how to do this. What about if it’s more complicated than that, or if your state doesn’t do surety bonds? Thirty-two of the 50 U.S. states do a version of a surety bond title, but the other states don’t. And even the states that do, sometimes you run into a problem with a surety bond. In that case, you can do what’s called a court-ordered title, and you basically use the court system to declare you to be the owner of the vehicle by court order, and then that court order is delivered to the DMV to issue a title.

Conclusion
So, hopefully, the reason you’re watching this video is because you’re asking the question, “How do I sell my car if I don’t have a title?” Hopefully, the answer is you just lost it and it was in your name, because if that’s the case, it’s easy. Well, let’s say it’s easier. You still have to deal with the DMV and wait a few weeks to get paperwork done, but it’s easier than the other options. If you could do a bonded title, that’s not quite too bad. But if you have to do a court order title, we’ve seen those cases take eight, nine, ten months for the court to process the paperwork. So, try to find that title if you had it and you lost it. I would recommend going back and tracing your steps to see where it went. If you purchased it from another person and it was in their name, maybe see if you can get them to get a duplicate title because that would be easier than you having to jump through hoops. Now, sometimes it’s hard to get somebody else to do something like this because they already sold the vehicle, they have your money, and they’re not going to want to drop everything to deal with the DMV. But it’s worth trying, it’s worth asking. Leave us your comments below, let us know what you think, and that’s the answer to the question: Can you sell a car without a title?

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