In most cases, it is not advised for you to buy a vehicle with only a bill of sale. This includes buying vehicles from family, friends, and strangers. The certificate of title is the official document that proves you own the car, and without it, you will have major problems. In some cases, you won’t be able to register your vehicle with the Department of Motor Vehicles (DMV).
The bill of sale and the certificate of title are two similar, but very different documents. The bill of sale is the record of the transaction of the vehicle, think of it as your receipt of the purchase. The bill of sale only proves that you purchased the vehicle from the seller. The certificate of title assigns legal ownership of the vehicle and is produced by the motor vehicle division or secretary of state.
Some vehicles are sold without a title because they are not eligible for one. If a seller is having trouble obtaining a title for the vehicle, they may choose to sell it without one to avoid the hassle. Oftentimes these vehicles are salvaged, junk, parts-only, or have a certificate of destruction. You won’t know any of this until you have the original certificate of title in your hand or get denied a title by the DMV.
If the vehicle has a salvage brand, it may be eligible to be rebuilt in some states. A salvage title brand means that it was deemed as a total loss by an insurance company. If your state allows for salvage titles to be converted into rebuilt or reconstructed titles, you may be able to use this process to get a title in your name. States that allow for the conversion of a salvage title have very specific and rigid requirements for inspection. Since the insurance company stated the vehicle is not road safe, you must provide receipts for all used parts and undergo a salvage inspection before you can obtain a title.
Alternatively, the vehicle may have a lien title that indicates the vehicle has an unsatisfied loan from a bank or lending institution. The DMV is not permitted to issue any certificate of title for a vehicle that has an outstanding loan. On the same note, if the previous owner owes back taxes on the vehicle, you could be held liable for those back taxes as the new owner or purchaser.
As stated above, if your state allows for the conversion of a salvage title to rebuilt or reconstructed title, this may be a good method to use if you’ve already purchased the vehicle and plan to fix it up. If your state does not allow for salvage titles to be converted, you will not be able to get a title for your vehicle.
If the vehicle is not a salvage, parts-only, certificate of destruction, or lien title, there are a few methods you can use to obtain a title:
A bonded title is a title brand that requires the vehicle owner to purchase a vehicle title bond to secure their claim to ownership. In the event of ownership discrepancy, the title bond keeps the DMV from being liable for the error. The bonded title brand typically will stay on a vehicle for only 3-5 years before it can be removed. A bonded title is a very popular and common method used to obtain a title when proper ownership documents are unavailable, however, not all states allow for this method.
The Vermont title loophole can be used by any US citizen in any state to title a vehicle that is 15 years old or older using only a bill of sale. Vermont is the only state to allow for this type of title method. Vermont does not issue titles for vehicles that are 15 years old or older, instead, they are issued only a registration. This registration is Vermont’s legal certificate of title for vehicles of this age and can be transferred to a vehicle title in the owner’s home state.
If you are able to contact the prior owner, try contacting them to get you a duplicate title to sign over to you. If you already had problems with your seller and the title at purchase, this recommendation may not work. Additionally, if the seller is not the prior owner, they will not be able to obtain a duplicate title. Only the last registered owner of the vehicle is able to obtain a duplicate title.
This situation is risky for both parties involved. If a title has not been issued, it means that the vehicle was either never titled or was lost at some point. It might also mean that the vehicle was not sold to the individual trying to sell it to you. In some cases, the title might be clean but the car isn’t, so be careful when dealing with private individuals who are selling a vehicle that they own personally.
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Order Vermont Title LoopholeOrder Deceased Owner Title TransferOrder Bonded Title ProcessOrder Abandoned Vehicle ProcessOrder Prior Owner ContactOrder Lien Release Request LetterPGlmcmFtZSBzcmM9Imh0dHBzOi8vYXBwLmFjdWl0eXNjaGVkdWxpbmcuY29tL3NjaGVkdWxlLnBocD9vd25lcj0xOTQ4ODEyNiZhcHBvaW50bWVudFR5cGU9MjMwNjY0MTAiIHRpdGxlPSJTY2hlZHVsZSBBcHBvaW50bWVudCIgd2lkdGg9IjEwMCUiIGhlaWdodD0iODAwIiBmcmFtZUJvcmRlcj0iMCI+PC9pZnJhbWU+PHNjcmlwdCBzcmM9Imh0dHBzOi8vZW1iZWQuYWN1aXR5c2NoZWR1bGluZy5jb20vanMvZW1iZWQuanMiIHR5cGU9InRleHQvamF2YXNjcmlwdCI+PC9zY3JpcHQ+
Owning and maintaining an older vehicle can be a labor of love, especially when it comes to diesel trucks with modifications for enhanced performance. However, a recent story sheds light on the challenges faced by owners of older vehicles, as emission regulations become increasingly stringent.
Meet the owner of a venerable Ram diesel truck, a loyal companion that had undergone modifications to boost its performance. Eager to sell his trusted vehicle, the owner put it up for sale, unknowingly setting off a chain of events that would lead to a bureaucratic showdown.
Enter the state’s emission regulators, vigilant in their mission to ensure vehicles comply with environmental standards. Spotting the modified diesel truck on the market, regulators delved into the photos and descriptions, uncovering the alterations made to the emission system. This triggered swift action on their part.
The owner received a stern letter from the Department of Environmental Protection, asserting that the modified emissions equipment rendered his truck non-compliant. The demand was clear: return the vehicle to its stock state or take it off the road.
In an initial attempt to comply, the owner dutifully turned in his plates and registration. However, the regulators were unrelenting, insisting on more drastic measures.
To the shock of the truck’s owner, the regulators mandated that the vehicle must be destroyed. No longer deemed road-worthy due to emissions modifications, the once robust diesel truck faced a grim fate at the crusher’s yard.
The owner, left with no alternative, made an appointment with the crusher, watching helplessly as his beloved vehicle was reduced to scrap metal.
This poignant tale raises pertinent questions about the future of older vehicles and their place on the roads. As emission regulations become more stringent, owners of modified diesel trucks, classic cars, and other aging vehicles may find themselves at odds with evolving environmental standards.
One critical consideration is the availability of original emissions-related parts as vehicles age. The scarcity of these components may render some older vehicles ineligible for road use, even if their owners are willing to invest in repairs.
As we contemplate the fate of older vehicles, it prompts a broader conversation about striking a balance between preserving automotive history and embracing environmental responsibility. How can regulations adapt to accommodate enthusiasts who cherish and maintain older vehicles, while still prioritizing emissions control?
We invite you to share your thoughts on this complex issue. Have you encountered challenges with emissions regulations for older vehicles? How do you envision the future for classic cars, trucks, and motorcycles as emission standards continue to evolve?
The battle between vehicle enthusiasts and environmental regulators is unfolding, and the stories of owners like the one with the doomed Ram truck serve as poignant reminders of the delicate equilibrium between preservation and regulation.
Stories of electric vehicle (EV) ownership can sometimes take unexpected turns, as highlighted by a recent incident in the St. Petersburg-Tampa area in Florida. A family’s venture into EV ownership turned into a challenging ordeal when they discovered severe issues with the vehicle’s battery. This serves as a compelling reminder for prospective used EV buyers to thoroughly inspect the battery’s condition, much like assessing other vital components in a traditional gasoline vehicle.
The family’s journey into EV ownership began with the purchase of a 2014 Ford Focus Electric from a dealership. The vehicle, with 60,000 miles on the odometer, seemed like a promising choice. However, after only six months of ownership, the family encountered significant problems with the car’s battery. The dashboard lit up with alerts, signaling an impending issue.
Upon seeking professional assistance at AutoNation, a Ford dealership, the family received disheartening news. The dealership quoted a staggering $14,000 for replacing the EV’s battery. To compound the problem, this estimate did not even include the costs for installation and labor.
The situation took a more alarming turn when the family approached the parts department at the dealership. To their dismay, they discovered that replacement batteries for their specific Ford Focus Electric model were no longer in production. The spare batteries for this particular model had been discontinued when the production of the vehicle ceased a few years prior.
Left in a dire situation, the family faced an unpalatable offer from the dealership – they were willing to buy the dysfunctional car for a mere $500. This marked the unfortunate conclusion of their EV ownership experience.
The family’s story underscores a crucial lesson for potential used EV buyers: meticulous research before making a purchase is imperative. While the family’s Ford Focus Electric had low mileage, the battery’s failure exposed a critical flaw. The key to understanding the health of an EV’s battery lies in evaluating usage patterns, including charge cycles, fast charges, and exposure to extreme temperatures.
In the words of the vehicle owner: “If you’re buying a used vehicle, do your research before buying electric. It may cost more than you realize.” This cautionary tale emphasizes the need for thorough inspection and evaluation of an EV’s battery to avoid being burdened with repair costs that may surpass the vehicle’s value.
As the world transitions towards electric mobility, it becomes increasingly important for consumers to be well-informed and vigilant when navigating the landscape of used EVs. Proper assessments and understanding of an EV’s history can make the difference between a satisfying ownership experience and an unfortunate financial setback.
Have you encountered similar stories or have insights to share? Feel free to share your thoughts in the comments section, and let’s continue to learn from each other’s experiences in the realm of electric vehicles.
When it comes to obtaining vehicle titles, a common misconception is that a mechanics lien is a shortcut to acquiring ownership. Our sales department frequently receives inquiries, with approximately 30 to 35 percent of clients expressing interest in pursuing a mechanics lien as a means to secure a title. However, the reality is that while mechanics liens can be a powerful tool in specific situations, they are not always the most effective or efficient method. This blog post aims to shed light on the mechanics lien process, its implications, and why one should exercise caution before considering it as a viable option.
So, what exactly is a mechanics lien? In some states, it is referred to as a garage keepers lien, while in others, it goes by the term “itemization of repairs.” At its core, a mechanics lien is a mechanism for automotive repair facilities, body shops, and sometimes towing companies to recover unpaid fees for vehicle repairs. It is not designed as a vehicle title acquisition tool. Let’s delve into the mechanics lien process using Michigan as an example, bearing in mind that the process may vary slightly from state to state.
1. Garage Keeper’s Lien: In Michigan, the term used is “garage keeper’s lien,” and the primary purpose is to entitle a repair facility to compensation for charges incurred in diagnosing or repairing a vehicle when the owner fails to pay.
2. Application Eligibility:
3. Registered Repair Facility Requirement:
4. Formal Agreement and Documentation:
5. Possession Duration:
1. Filing the Notice:
2. Case Number Assignment:
3. TR-42 Issuance:
4. Certified Letters:
5. Vehicle Redemption Opportunity:
1. Auction Offering:
2. Public Sale Requirements:
3. Proceeds Distribution:
1. False Statements and Penalties:
2. Market Value Limitations:
3. Ownership Revocation:
While mechanics liens serve a legitimate purpose for repair facilities seeking compensation, they are not suitable for individuals attempting to acquire titles through dubious means. Recognizing the potential pitfalls and legal repercussions is crucial. For those seeking alternative methods to obtain a title, options like bonded titles, VT transfers, prior owner contacts, or court-ordered titles are often more straightforward, cost-effective, and legally sound.
The mechanics lien process is a valuable tool for repair facilities when used appropriately. However, for individuals seeking titles, exploring legal and legitimate alternatives is highly recommended. Understanding the nuances of each method ensures a smoother, lawful, and more secure path to obtaining a vehicle title.
Feel free to share your thoughts and experiences in the comments, and let’s continue the conversation on navigating the complexities of vehicle ownership.
Did you know that in England, or Great Britain, also known as the United Kingdom, you are not considered the owner of a car? Instead, you are deemed the keeper of the vehicle. Our friends across the pond can share their thoughts on this distinctive approach to vehicle possession. This unique perspective is governed by a document known as the V5C – a logbook issued by the Division of Licensing to the registered keeper of a vehicle.
Every car in England, to our understanding, is required to have a V5C logbook. This paper document serves as a comprehensive record, containing specific details about the car. It must be updated to reflect changes whenever there is a shift in the registered keeper’s name, address, or if the vehicle is sold. This brings forth an interesting analogy – you’re not an owner but a keeper, akin to borrowing the vehicle from someone or even the government.
The logbook is not just a record; it plays a vital role in the financial aspect of vehicle ownership. It includes a reference number used to pay the vehicle excise duty, a form of road tax. Modifications to the car or its status, such as being written off for scrap or insurance purposes, must be documented in this logbook.
Contrary to popular belief, the V5C is not proof of ownership. While insurance certificates are digital, a paper form of the logbook is still required. This physical documentation is likely to persist into the future, serving as a fraud-prevention measure.
This approach starkly differs from how vehicle ownership is perceived in the United States. In the U.S., individuals are considered owners, registered owners, or titled owners. The concept of being a “keeper” rather than an “owner” raises intriguing questions about the evolving nature of vehicle possession.
As discussions around shared vehicle usage, electric vehicles, and evolving ownership concepts unfold, the “keeper” model in England prompts speculation. Could this unique approach influence practices in other countries? Some U.S. states already follow mechanisms similar to the tax-transfer process mentioned in England.
With the automotive landscape undergoing significant transformations, including shared mobility and the rise of electric cars, the traditional notion of vehicle ownership is being reevaluated. Concepts such as “keepership” challenge conventional thinking and invite us to reconsider the relationship between individuals and their vehicles.
To our friends in England and around the world, we invite you to share your thoughts on this distinctive approach to vehicle possession. How does the idea of being a “keeper” resonate with you? Do you foresee such a paradigm shift in other countries? Join the conversation and let us know your perspective on this evolving landscape of automotive ownership.
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