Car Buying Scams

Title Problems: Causes and Scams
So most of the calls we get from people who have a title problem are in scenarios where somebody bought a car and didn’t get a title when they bought it, and sometimes these are oversights; in many cases, they’re borderline scams.

Kicking the Can Down the Road
The person who sold the car probably knew that they weren’t giving enough documentation for their buyer to get the title maybe they have the same thing happened to them a lot of times this car hasn’t passed out through to through people we call it kicking the can down the road where if somebody buys a car and they don’t have a good paperwork and they try to get a title and it fails they just say well I’m just gonna sell it to somebody else without a title because I fell for it I’ll get somebody else to fall for it that can happen three four or five times before somebody finally says hey wait a minute I need to fix this problem right when that happens it creates another problem it’s called jumping title or skipping title where each owner isn’t documented with a new title that’s the way the DMV wants it the government wants each owner to actually get a title in their name so they can see who actually had that car

Importance of Having a Title
So having no title document doesn’t give you the security of knowing, as a buyer, that you own that car. You don’t own the car until you have a title, and before that, you have a piece of metal in your driveway.

Protection Against Title Defects
The other thing it does it protects you against title defects a very common title defect is a branded title it could be a salvage title could be a rebuild title in those cases it might require an inspection before you can put it on the road it could be worse than that it could be a certificate of destruction or non repairable title or parts only title that means that you can never put on the road no matter what inspection you get okay so having the title in your hand will protect you against those defects because you don’t see a lot of times that’s why people sell them that way they know the title has a defect so they just pretend there’s no title and tell the person I’ll give it to you later or all you needs a bill of sale it’s very very common for a buyer to be told all you needs this bill of sale fill out this form and you can get a title and most people don’t know the difference and they go down to DMV where the bill of sale on the DMV says what are you doing here we can’t do anything with the bill of sale so having the right documentation will help you another common scan is for the seller to tell the buyer oh it’s been applied for I’ll get in a couple days and I’ll give it to you if it’s been applied for just wait a few extra days before you give them the money because once they have the money they don’t have to do any work to get the title because they already have your money even if they did apply for it if anything happens to that title or it doesn’t come into mail or maybe that gets rejected once they have your money they’re not gonna do any more work to track it down trust me we know because dozens of people every day call us with that even if they give you a copy of the title that’s not enough you have to have the original so when you’re buying a car make sure you’re actually getting the title signed over from the seller and make sure there’s no errors on it damages mistakes cross out to whiteout because if it has any defects on the title physical defects where you can see a tear in it somebody whitened something out they cross something out they signed in the wrong place that can’t be fixed it makes that document invalid and void for use for you to put it in your name so make them go get another one before you give them the money otherwise you’re gonna be chasing them forever and I can tell you this you’re going to text them and call them and you’re going to be on the pay no mind list they’re going to block you because they don’t want to go through the hassle of getting you title and that was going to be on you to spend the time and money to fix the problem that they created.

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