Consumer Title Resource | Since 2009!

Car Titles Articles

How to Tell if There’s a Lien on a Vehicle

You may want to make sure a vehicle doesn’t have a lien if you want to purchase a car. You should be able to find out whether there is a lien on the vehicle if you bought it. Unfortunately, if you are not the vehicle’s titleholder, you may not be able to determine whether there is a lien on it or not.

It is important to determine if a vehicle has a lien if you want to buy it. The lien status of your vehicle, if there is one, should be able to be found if you bought the car. If you are not the titleholder, you will have difficulty finding out the lien status of your vehicle.

What is a lien on a vehicle?

A lien is a legal claim on a vehicle’s title in order to guarantee that a loan is repaid. If a bank or other lender provides money to buy a car, truck, or motorcycle, the lender will put a lien on the title until the debt is repaid in full. Liens on vehicle titles are frequent, and they can only be eliminated by providing a vehicle lien release from the lienholder.

Why is it difficult to verify if a vehicle has a lien?

It’s hard to examine a vehicle’s lien status because liens are regarded as private banking data. The DMV is not permitted to divulge this information to anyone except the vehicle owner. It does not mean that you cannot get this information, but it will be difficult to obtain.

There are two ways to check if a vehicle has a lien.

Look at the title carefully.

Look at the front of the old title for the lienholder’s name or names. If the vehicle is subject to a lien, the lienholder will be identified as the owner or one of the owners on the certificate of title.

Contact the DMV.

Although they are not permitted to divulge lien information, you may be able to obtain it if you prepare appropriately. Bring all supporting documentation of ownership to the DMV, including bills of sale or other documents. You must provide your DMV agent with a convincing justification for requesting this info. You may also obtain prior title information on a motor vehicle record request at your local DMV. Even if they do not give you the amount of a lien, they may well be able to tell you the lienholder’s name.

Release of a vehicle lien

Once you’ve identified the vehicle lienholder by looking at the title or DMV records, you may begin the lien release procedure.

A lienholder is the sole authorized agent to remove a lien from a title. Research whether your lienholder has any other addresses. Send the lienholder a lien release form and a letter stating you are no longer interested in it by certified mail. The lienholder will no longer pursue the unpaid loan amount on a vehicle if you send him a letter stating his non-interest. It’s critical to begin as early as possible because sending incomplete documentation may cause either a delay or a denial of your request. Make sure all parts of the form are completed in their entirety and notarized if necessary. As long as you provide the lienholder with the completed forms, they will be more likely to return them promptly and without issues. It is critical that you get the form signed.

It’s critical to discover if your vehicle has a lien on it, particularly if you didn’t borrow the vehicle. This article will provide you with the knowledge you require to locate lien information. It might be hard to find out whether your vehicle has a lien on it, but if it’s yours, you deserve a clear title.

Want a CarTitles.com professional to do it for you?

For as little as $159 for most processes, we will save you the headache and prepare all of the car title paperwork needed to get you a new title. Simply choose the title recovery method you’d like to use and we’ll get started!

Select your title recovery method:

Order Vermont Title LoopholeOrder Deceased Owner Title TransferOrder Bonded Title ProcessOrder Abandoned Vehicle ProcessOrder Prior Owner ContactOrder Lien Release Request LetterPGlmcmFtZSBzcmM9Imh0dHBzOi8vYXBwLmFjdWl0eXNjaGVkdWxpbmcuY29tL3NjaGVkdWxlLnBocD9vd25lcj0xOTQ4ODEyNiZhcHBvaW50bWVudFR5cGU9MjMwNjY0MTAiIHRpdGxlPSJTY2hlZHVsZSBBcHBvaW50bWVudCIgd2lkdGg9IjEwMCUiIGhlaWdodD0iODAwIiBmcmFtZUJvcmRlcj0iMCI+PC9pZnJhbWU+PHNjcmlwdCBzcmM9Imh0dHBzOi8vZW1iZWQuYWN1aXR5c2NoZWR1bGluZy5jb20vanMvZW1iZWQuanMiIHR5cGU9InRleHQvamF2YXNjcmlwdCI+PC9zY3JpcHQ+

Will Older Cars Be Banned From The Roads In The Coming Years?

Here’s another ominous preview of what might be coming for the future of older vehicles, whether they’re classics or even cars that are just regular cars that are a few years older. We’ve seen the push for electric vehicles and all kinds of laws about getting rid of older vehicles and getting them off the road. Remember back in the 2000s there was that Cash for Clunkers program that the government put in place to get older cars off the road? And a lot of people thought it was good but many people believe that it was a way to keep older cars from staying in service. 

Well, here’s another example in Nevada, they’re going to really roll back the eligibility for, they call it classic cars but really any car that is older than the 1980s. And they’re also talking about moving that year up a little bit. So in Nevada like many states, they have a classic car plate classic car registration that you can get for older cars. So Nevada is changing that to make the law require a smog check. Classic cars don’t have smog equipment. They’re not going to pass the same emissions. You also have to have special insurance on that car and it can only be driven 5,000 miles per year. 

So think about it. Here’s an example of a 1970s-era Jeep. You have that Jeep is not really an antique car. A lot of people use those every day. You won’t be able to drive it more than 5,000 miles a year. In addition, it can’t be your only car, many times when you buy classic car insurance, the insurance company requires that you have proof of another car that’s your daily driver so they know that you’re not using this classic antique vehicle. So this could affect a lot of people that are lower income. Maybe they just want to keep old cars cause they’re easier to work on and cheaper to fix. Look at this old Ford truck, you know that thing needs a carburetor or brakes or shocks it’s easy to fix you can do it in your driveway. Modern cars have computers and you need special tools. You have to bring it to the dealership. A lot of times people like to keep older cars cause they’re easier to work on. Not in Nevada, you can’t keep that car. You can’t drive that car. 

So not only if you’re a resident of Nevada should you pay attention to this but also if you’re a resident of other states look for this as a trend that you may see spreading throughout the country to try to keep people from retaining and using their older vehicles. And forcing an upgrade to a newer more computerized car. In fact, for new cars that are manufactured after 2026, all of them are required to have a kill switch that could be triggered remotely. So the government or an insurance company or police agency can kill your car even if it’s not an electric car. They can remotely turn off your car. Now they say it’s for the purpose of preventing drunk driving, which may seem like a noble cause. But is it a coincidence that they’re trying to get rid of older cars at the same time they’re making new cars able to be shut off remotely by an authority-type organization?

Want a CarTitles.com professional to do it for you?

For as little as $159 for most processes, we will save you the headache and prepare all of the car title paperwork needed to get you a new title. Simply choose the title recovery method you’d like to use and we’ll get started!

Select your title recovery method:

Order Vermont Title LoopholeOrder Deceased Owner Title TransferOrder Bonded Title ProcessOrder Abandoned Vehicle ProcessOrder Prior Owner ContactOrder Lien Release Request LetterPGlmcmFtZSBzcmM9Imh0dHBzOi8vYXBwLmFjdWl0eXNjaGVkdWxpbmcuY29tL3NjaGVkdWxlLnBocD9vd25lcj0xOTQ4ODEyNiZhcHBvaW50bWVudFR5cGU9MjMwNjY0MTAiIHRpdGxlPSJTY2hlZHVsZSBBcHBvaW50bWVudCIgd2lkdGg9IjEwMCUiIGhlaWdodD0iODAwIiBmcmFtZUJvcmRlcj0iMCI+PC9pZnJhbWU+PHNjcmlwdCBzcmM9Imh0dHBzOi8vZW1iZWQuYWN1aXR5c2NoZWR1bGluZy5jb20vanMvZW1iZWQuanMiIHR5cGU9InRleHQvamF2YXNjcmlwdCI+PC9zY3JpcHQ+

Used EV Batteries Cost $30,000

Here’s another reason why it’s crucially important to evaluate the health of an electric vehicle battery. If you’re buying a used EV,  here’s a repair estimate for an electric vehicle that a customer purchased that very shortly after the purchase needed a new battery and the battery cost $26,000. You add labor taxes of a total of 29 and some change, round it off, and call it $30,000. 

So how old is the vehicle? Well, the mileage had 70,000 miles and you might say, well wait a minute, don’t these cars have a warranty on the battery? They do. But the battery warranty typically expires at a hundred thousand miles or eight years. Well, guess what? This car is a 2014 model so it’s past the eight-year timeframe. So now in order to have this car working again? You have to pay $29,000. Well, the car is probably not even worth that much. In fact, you could probably buy a new Chevy bolt or a new EV  for not much more. 

So the question is are electric vehicles going to go the way of like cell phones, where once the battery wears out you just get a new phone? You don’t replace the battery and your cell phone, you don’t replace the battery in your electric vehicle. What’s that going to do for the car market? Is that going to change the way people buy and sell cars? Is it going to make it more expensive? If you’re somebody who buys cars and keeps them for a long time to lower your automotive expense, is that going to throw a new expense into the mix? Put your comments below to let us know your thoughts about the future viability of used electric vehicles.

Want a CarTitles.com professional to do it for you?

For as little as $159 for most processes, we will save you the headache and prepare all of the car title paperwork needed to get you a new title. Simply choose the title recovery method you’d like to use and we’ll get started!

Select your title recovery method:

Order Vermont Title LoopholeOrder Deceased Owner Title TransferOrder Bonded Title ProcessOrder Abandoned Vehicle ProcessOrder Prior Owner ContactOrder Lien Release Request LetterPGlmcmFtZSBzcmM9Imh0dHBzOi8vYXBwLmFjdWl0eXNjaGVkdWxpbmcuY29tL3NjaGVkdWxlLnBocD9vd25lcj0xOTQ4ODEyNiZhcHBvaW50bWVudFR5cGU9MjMwNjY0MTAiIHRpdGxlPSJTY2hlZHVsZSBBcHBvaW50bWVudCIgd2lkdGg9IjEwMCUiIGhlaWdodD0iODAwIiBmcmFtZUJvcmRlcj0iMCI+PC9pZnJhbWU+PHNjcmlwdCBzcmM9Imh0dHBzOi8vZW1iZWQuYWN1aXR5c2NoZWR1bGluZy5jb20vanMvZW1iZWQuanMiIHR5cGU9InRleHQvamF2YXNjcmlwdCI+PC9zY3JpcHQ+

Court-Ordered Title Can Be The Solution In Vehicles With Missing Titles

Are you having trouble getting a title from the DMV? Are you getting the run-around? What if you could go over their head? What if there was somebody that had more authority than the Title division? Well, guess what, there is. There is an authority that can tell the DMV or title division to do whatever it is you want it to do, you just got to ask. Many times the DMV actually wants to give you a title. They want to help you, but their own rules prevent them from doing what it is that you ask them to do and what they really want to do. Sometimes they just need an excuse. They need something that covers their butt to do it. What is that thing? Well, it’s a court order.

What does this mean? Well, think about the game rock paper scissors. The court beats the DMV. So if you want the DMV to do something and you just can’t get them to listen to you or you can’t get them to do what you want, get someone on your side that’s their boss. The court is their boss. 

Here’s an example of where this exact thing happened: A judge ordered the BMV, which is the same thing as DMV, RMV, or other state vehicle agencies, to award car titles. This is a case where a car dealership sold a bunch of cars and didn’t get titles to people. The court said
“Enough is enough, give these people their titles”. The Indiana Bureau Of Motor Vehicles is ordered by the judge to give vehicle titles to 18 customers. 

This is an important thing to be aware of. A court can issue an order on a petition to force anybody to do anything. They actually prefer to right wrongs. If you’ve been wronged by a dealership, by a seller, by a lien holder, and the DMV just can’t do what you need them to do, maybe they’re not listening to you, giving you the runaround or you’re being stonewalled for weeks, months, or years, don’t fight against a brick wall. Get somebody on your side that can force the DMV to do what you want. Get a court order. And it’s not that hard. It doesn’t take that long in most counties. A court-ordered title is a powerful method available to get a title. Many times people struggle with bonded titles, loopholes, and all kinds of stuff. All they have to do is get a court order, slap it on the counter at the DMV, and you’ve got your title. Don’t overlook this extremely powerful method and see if it solves your title problem.

The Solution for Your Court-Ordered Title

Need a court-ordered title transfer? CourtOrderedTitle.com provides everything you need to get your paperwork filed and get your court-ordered vehicle title.

https://cartitles.com/wp-content/uploads/2022/09/courtordered-logo-300×129.pngGo to CourtOrderedTitle.com

Want a CarTitles.com professional to do it for you?

For as little as $159 for most processes, we will save you the headache and prepare all of the car title paperwork needed to get you a new title. Simply choose the title recovery method you’d like to use and we’ll get started!

Select your title recovery method:

Order Vermont Title LoopholeOrder Deceased Owner Title TransferOrder Bonded Title ProcessOrder Abandoned Vehicle ProcessOrder Prior Owner ContactOrder Lien Release Request LetterPGlmcmFtZSBzcmM9Imh0dHBzOi8vYXBwLmFjdWl0eXNjaGVkdWxpbmcuY29tL3NjaGVkdWxlLnBocD9vd25lcj0xOTQ4ODEyNiZhcHBvaW50bWVudFR5cGU9MjMwNjY0MTAiIHRpdGxlPSJTY2hlZHVsZSBBcHBvaW50bWVudCIgd2lkdGg9IjEwMCUiIGhlaWdodD0iODAwIiBmcmFtZUJvcmRlcj0iMCI+PC9pZnJhbWU+PHNjcmlwdCBzcmM9Imh0dHBzOi8vZW1iZWQuYWN1aXR5c2NoZWR1bGluZy5jb20vanMvZW1iZWQuanMiIHR5cGU9InRleHQvamF2YXNjcmlwdCI+PC9zY3JpcHQ+

Vermont & Montana Car Title Loopholes – Warnings and Hidden Risks

Ever wondered why Vermont and Montana keep surfacing in discussions about vehicle titles? Sure, they boast picturesque landscapes with mountains dominating their scenery, but the real buzz surrounds their roles in the world of car titles. In this guide, we’ll delve into the intricacies of Vermont and Montana vehicle titles, exploring the pros, cons, and potential pitfalls associated with these processes.

1. Vermont’s Title Maneuver: A Closer Look

Vermont’s vehicle title process has gained notoriety, often regarded as a loophole to secure an ownership record when you lack the proper documents. Here’s a quick breakdown:

  • Procedure: You use a bill of sale to apply for registration in Vermont for vehicles 15 years old or older.
  • Tax Trap: Vermont imposes heavy-duty taxes on these registrations based on a book value, potentially making it a costly venture.
  • Roadworthiness Requirement: Vermont only registers roadworthy vehicles. Sending pictures of a dilapidated vehicle won’t help your case.

Pitfall Alert: Using Vermont Plates

While Vermont might provide a temporary solution, using Vermont plates in your home state poses risks. You’re not a Vermont resident, and driving with those plates might lead to legal troubles.

2. The Montana Connection: A Tax-Free Option?

Montana is often considered for newer vehicles (2008 and newer), known for its lack of inspections, sales tax, and emissions requirements. However, the process involves forming a corporation in Montana:

  • Corporation Formation: You establish a corporation in Montana to register the vehicle.
  • Insurance Implications: The address used for insurance must align with the corporation’s garaging address.

Pitfall Alert: Montana Plates Outside Montana

Similar to Vermont, using Montana plates outside the state may attract attention and legal consequences. Enforcers are well-aware of attempts to evade taxes through this method.

3. The Allure of Loopholes: Pros and Cons

Pros:

  • Temporary Solutions: Vermont and Montana can serve as a temporary fix for title issues.
  • Options for Exotic Vehicles: Some use these loopholes for high-end or exotic vehicles to save on taxes.

Cons:

  • Tax Implications: Vermont’s heavy taxes and Montana’s insurance implications can outweigh the benefits.
  • Legal Risks: Using out-of-state plates may lead to legal troubles, including fines, towing, and even vehicle seizure.

4. DIY vs. Professional Assistance

While there are services that assist with Vermont and Montana titles, the process is straightforward and can be done independently. Paying substantial fees for these services might not be the most cost-effective choice.

5. The Verdict: Educate Yourself Before Taking the Plunge

Understanding the intricacies of Vermont and Montana vehicle title processes is crucial before deciding to use these methods. Ensure you’re not trading one set of issues for another, and be aware of the legal risks involved.

Vermont and Montana provide avenues for obtaining vehicle titles, but they come with their own set of challenges. Knowing the ins and outs of these processes empowers you to make informed decisions, avoiding potential legal pitfalls.

Have you navigated the Vermont or Montana title process? Share your experiences and insights in the comments below. Your knowledge could be invaluable to others considering these options.

Check Your VIN Instantly:

Powered by

Categories